Do you want to know how much you owe in Infonavit? It is quite easy to know from their website, the important thing is that you have an account created to have access to the pending balance information.
In this article you will find:
Steps to follow: How much do I owe in Infonavit?
Know your debts to pay in Infonavit It is extremely simple, you just need to follow these steps:
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1. Login to your account
The first step is to enter your account by logging in. If you do not have one, you must click on the button Register and create one. This is a mandatory step.
The data that you must fill in are:
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- Social Security number.
- Unique Population Registry Code.
- Federal Taxpayer Registry.
2. Go to My Credit
When you have logged in you should look for the tab corresponding to My credit, where you will have to select other options:
- Sald and movements.
- My movements and Account Statements.
3. Download your account statement
If you want download your account statement You just have to follow the previous steps, and after that click on the Historical Account Statement button, which is located at the bottom of the screen.
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4. Locate your debts
When you have downloaded the account statement you should look at the most relevant columns which are:
- Capital balance: where is it located the exact value you owe. The amount is not expressed in Mexican pesos, but in the Minimum Salary Value or the Infonavit Mixed Unit.
- Date: As indicated in this column, it indicates the next dates to which you must make each payment.
Can I know how much I owe in Infonavit without registering?
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Yes, although it is the safest way to do it, there are other alternatives. One of them is through your credit number, you can enter how much do i owe in Infovit and make it easy and fast.
Another way is through the social security number, for this you need:
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- Send an SMS to 30900- and your SSN (Social Security Number).
- You will receive a message with several options, answer SALDO to the same number as above.
- The necessary information will automatically reach you through another SMS.
How to know my credit number?
The best way is through Infonavit official website and by logging in, but if this is not the option you want, you can call 9171-5050 or 800-008-3900 if you are in Mexico City. You only have to provide your SSN to the operator to receive the information.
Should I enter my SSN to know how much I owe in Infonavit?
If you do it from the website and logging into your account it is not necessary. You only need to follow the steps that we have mentioned above.
Is it possible to advance payments in Infonavit?
Yes, Infonavit offers you the possibility of making advance payments on your credit, the only requirement is that you have previously met the payments that you had to make, in amount and date.
Otherwise, despite being possible, you will continue to maintain a loan under the VSM scheme until you have completed the delayed debts.
My payments are up to date. Why don't you reduce my debt with Infonavit?
Keep in mind that this debt is measured and calculated based on UMI or VSM, which is why you may have a wrong perception of the real debt at first. Since this has the consequence that it seems to increase, especially in cases where cancellations are less than the indexation of the mentioned values.
What is Infonavit based on to calculate how much I owe on my credit?
Use a program that performs these calculations automatically. The system calculates the money owed in the column of Capital Balances, and based on these movements the Transaction and Concept column is created.
It is also important to clarify:
- All contributions of money that have the ability to reduce debt are wage withholding, employer contributions or regular payments.
- The additional charges that are contributed and increase the balance are insurance and commissions, technology credits and administration expenses.
Knowing your Infonavit debts is easy, fast and simple. You have several alternatives to do it, although the most complete and recommended is by entering your account from its official website.
